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Get Pre-Qualified

A quick screening to see if Home Sweet Home may be a fit.

If you’re close to buying a starter home but still priced out, we may be able to help.

Before You Start

This program is for people who:

  • Live or work in Benzie, Grand Traverse, or Leelanau

  • Are pursuing a USDA Rural Development Direct loan (or willing to)

  • Need a small gap covered to buy a simple starter home

Not sure yet? Start with NWMCAA’s Homeownership & Financial Center.

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How It Works

1. Prepare
(NMCAA)

Complete homebuyer education and financial readiness with NMCAA.

2. pre-qualify
(This form)

Take a simple screening to see if it may be a fit for you.

3. bridge     support
(IF Approved)

Potential interest-free down payment loan.

4. stay stable

Focus on long-term stable homeownership.

Section A- Basic Info

Section B- Eligibility quick checks (checkboxes / yes-no)

Do you live or work in Benzie / GT / Leelanau?
Yes
No
Other
Have you applied for USDA RD Direct?
Yes
No
Not yet
Do you have a USDA RD Direct Certificate of Eligibility?
Yes
No
Not Yet
Are you pre-approved for any mortgage already?
Yes
No

Section C — Household + income

Section D — Short description (one box)

Section E — Consent

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